When it comes time to plan for the care of your elderly loved ones, you want to make sure you have everything mapped out ahead of time. Hopefully, your loved one will have the means to live comfortably, whether it be by retirement funds or social security. Unfortunately, that is not always the case. There are, however, some routes you can take to have affordable elder care in Montana. Find out how to make sure your loved ones are taken care of in their golden years by talking with a trusted Montana probate attorney.
Assisted Living
The average cost of assisted living in Montana is a little over $3,500 per month. This is lower than the national average by about 3%. While the cost will fluctuate around the state, it is still more affordable, on the whole, than most other states. Many of these assisted living facilities also feature specialized departments called Memory Care units. Memory Care units offer a personalized approach to patients suffering from Alzheimer’s disease and other forms of dementia. This extra care could cost up to $1,000 a month. However, this added, personalized care could prove invaluable to a loved one suffering from dementia, Alzheimer’s or some other severe memory loss condition.
Home Care and Adult Day Care
If assisted living isn’t in the works for you, there are other options. Home care services will cost around $25 an hour for nurses to come and sit with your elderly loved ones. These nurses specialize in individual care and can also be certified to care for patients with dementia or Alzheimer’s. Similarly, adult day care is for your elderly loved ones that need care and attention during the day when you might be at work. The cost range here varies wildly, from $40 to over $200. These programs will offer medical assistance and activities for elderly patients, including those with dementia or Alzheimer’s.
Planning for the Cost
Not all of those who need assistance in their later years will have adequate retirement funds or social security status. For those residents in Montana who fall a little short, there are programs in place to help. Medicaid in Montana offers several different plans that can help offset the price of certain elderly care programs. These plans include benefits to help pay for home care, adult day care, medications, choice of personal caregiver and even home modifications. Eligibility will vary depending upon such factors as income and marital status, so it is best to speak to your Montana probate attorney to know exactly what you are eligible for.
Your Montana Probate Attorney at Tanko Law
Dealing with the care of an elderly loved one is hard enough without the added stress of the financial aspect. Wouldn’t it be much easier to entrust an experienced probate attorney with years of experience in elder law? Tanko Law, your Montana probate attorney, is who you need. Brian Tanko specializes in elder law and takes great care to walk all of his clients through the appropriate steps, including Medicaid planning and power of attorney. Contact Tanko Law today for a free consultation.